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Hurricane Andrew (1992)

Andrew in the federal records: the 248 cities near its track, flood insurance claims, disaster declarations.

Data: NOAA NHC HURDAT2 and NOAA SPC tornado and hail reports, through 2025 · Updated

Hurricane Andrew (1992) passed within 75 miles of 248 cities on this site in 3 states, 148 of them while it was at hurricane strength. Its peak wind on the NHC track was 173 mph (Category 5); the track runs from August 16, 1992 to August 28, 1992. It is on this list for 167 mph winds on its track 14 miles from Key Biscayne, FL, among the strongest near any city on this site. The most cities within 75 miles were in Louisiana (144), Florida (66) and Mississippi (38).

Cities within 75 mi
248

148 at hurricane strength

Peak wind
173 mph

Category 5

NFIP claims
11,700

$169.2 million

Deaths in NWS reports
—

before 1996 or none

The full track, landfalls and every city it passed →

Where it came closest

Cities nearest the track of Andrew, strongest wind first
CityClosestWind on the trackDate
Key Biscayne, FL14 miCategory 5 (167 mph)August 24, 1992
Coral Gables, FL17 miCategory 5 (167 mph)August 24, 1992
Miami Beach, FL22 miCategory 5 (167 mph)August 24, 1992
Miami Shores, FL24 miCategory 5 (167 mph)August 24, 1992
Bay Harbor Islands, FL27 miCategory 5 (167 mph)August 24, 1992
North Miami, FL27 miCategory 5 (167 mph)August 24, 1992
Opa Locka, FL28 miCategory 5 (167 mph)August 24, 1992
North Miami Beach, FL30 miCategory 5 (167 mph)August 24, 1992
Miami Gardens, FL31 miCategory 5 (167 mph)August 24, 1992
Sunny Isles Beach, FL31 miCategory 5 (167 mph)August 24, 1992
Aventura, FL32 miCategory 5 (167 mph)August 24, 1992
Hallandale Beach, FL34 miCategory 5 (167 mph)August 24, 1992

The 12 cities with the strongest wind on the NHC best track at its closest point, of 248 within 75 miles. Wind on the track is not the wind felt in the city.

Flood insurance claims and federal declarations

National Flood Insurance Program policyholders filed 11,700 claims under its name and were paid $169.2 million for buildings and contents, in the dollars of the time; that is the 26th most of the 104 tropical systems with claims under their name. Florida had 8,866 of them (76%), then Louisiana with 2,834. Among the cities on this site, the most claims came from Miami, FL: 3,846, paid $63.3 million. Claims data as of September 8, 2026. FEMA issued 2 major disaster declarations naming it, covering 40 designated areas in Florida and Louisiana; the first came on August 24, 1992.

NFIP claims under the name of Andrew by city
CityClaimsPaid
Miami, FL3,846$63.3 million
Key Biscayne, FL1,186$43.2 million
Cutler Bay, FL711$16.6 million
Homestead, FL659$332,000
Chauvin, LA605$6.9 million
Miami Beach, FL446$3.3 million
Montegut, LA387$5.3 million
Houma, LA333$4.0 million

FEMA, OpenFEMA FIMA NFIP Redacted Claims – v3 (claims whose flood event carries the storm's name, ZIP codes summed by city) and Disaster Declarations Summaries – v2, retrieved October 25, 2026. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

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