Skip to content

NHC HURDAT2 · SPC Tornado Database

Hurricanes and Tornadoes That Hit Inlet Beach, FL

Every tropical system within 75 miles since 1851 and every tornado within 25 miles since 1950.

Data: NOAA NHC HURDAT2 and NOAA SPC tornado and hail reports, through 2025 · Updated

72 tropical systems have passed within 75 miles of Inlet Beach, Florida since 1851, 29 of them at hurricane strength; the most recent was Mindy in 2021. Since 1950, 108 tornadoes have touched down within 25 miles, 2 of them rated EF3 or stronger.

Hurricanes
29

within 75 mi, since 1851

Tropical storms
43

below hurricane strength

Tornadoes
108

within 25 mi, since 1950

EF3 or stronger
2

3 deaths in all

What the records show for Inlet Beach

The strongest storm to pass near Inlet Beach was Michael in 2018, a Category 5 hurricane with 159 mph winds when its centre passed 31 miles away. The closest pass by a hurricane was an unnamed storm in 1856, whose centre came within 4 miles. The record near Inlet Beach begins with an unnamed storm in 1851; the most recent system was Mindy in 2021, a tropical storm 61 miles away. The busiest decade was the 1880s, with 8 systems, 3 of them at hurricane strength. Of the 72 systems, 11 have come since 2000. Inlet Beach has more hurricanes within 75 miles than 67% of the 407 Florida cities on this site. The highest rating among the 108 tornadoes within 25 miles is F3 or EF3, reached 2 times; the most recent, on January 9, 2024, came within 14 miles. The deadliest, an F1 on September 15, 2004, killed 1 person. Of the 108, 11 had paths within 5 miles of the city centre, and 49 have come since 2000. January has had the most tornadoes, 18. The most recent tornado was on May 13, 2024. Of the 407 Florida cities, 61% have more tornadoes within 25 miles than Inlet Beach. Hail has been reported within 10 miles 4 times since 1972, with stones up to 1.75 inches (golf ball size). Of the 407 Florida cities, 97% have more hail reports within 10 miles than Inlet Beach.

Compare Inlet Beach's storm record with another city →

Tropical storms and hurricanes near Inlet Beach

Tropical systems that passed within 75 miles of Inlet Beach, Florida, newest first
YearStormClosestStrength when closestPeak
2021MindySep 961 miTropical storm (53 mph)Tropical storm
2021FredAug 1632 miTropical storm (56 mph)Tropical storm
2019NestorOct 1926 miTropical storm (46 mph)Tropical storm
2018MichaelOct 1031 miCategory 5 (159 mph)Category 5
2018AlbertoMay 283 miTropical storm (47 mph)Tropical storm
2009ClaudetteAug 1716 miTropical storm (49 mph)Tropical storm
2008FayAug 2315 miTropical storm (46 mph)Tropical storm
2005DennisJul 1062 miCategory 3 (125 mph)Category 4
2004BonnieAug 1266 miTropical storm (47 mph)Tropical storm
2001BarryAug 621 miTropical storm (69 mph)Tropical storm
2000HeleneSep 2240 miTropical storm (39 mph)Tropical storm
1998EarlSep 317 miCategory 1 (82 mph)Category 2
1995OpalOct 466 miCategory 2 (106 mph)Category 4
1995ErinAug 348 miCategory 1 (89 mph)Category 2
1994BerylAug 1527 miTropical storm (58 mph)Tropical storm
1994AlbertoJul 334 miTropical storm (60 mph)Tropical storm
1985KateNov 2136 miCategory 2 (98 mph)Category 3
1985ElenaSep 257 miCategory 3 (125 mph)Category 3
1975EloiseSep 2322 miCategory 3 (127 mph)Category 3
1972AgnesJun 1923 miCategory 1 (75 mph)Category 1
1970BeckyJul 2248 miTropical storm (40 mph)Tropical storm
1969Unnamed 1969 stormOct 150 miTropical storm (47 mph)Tropical storm
1965Unnamed 1965 stormJun 1545 miTropical storm (58 mph)Tropical storm
1964HildaOct 524 miTropical storm (58 mph)Category 4
1957DebbieSep 89 miTropical storm (40 mph)Tropical storm
1956FlossySep 2521 miCategory 1 (82 mph)Category 1
1953FlorenceSep 2616 miCategory 1 (92 mph)Category 3
1953AliceJun 63 miTropical storm (46 mph)Tropical storm
1948Unnamed 1948 stormJul 968 miTropical storm (40 mph)Tropical storm
1939Unnamed 1939 stormAug 1310 miCategory 1 (75 mph)Category 1
1937Unnamed 1937 stormSep 2044 miTropical storm (40 mph)Tropical storm
1937Unnamed 1937 stormAug 3138 miTropical storm (40 mph)Tropical storm
1936Unnamed 1936 stormJul 3135 miCategory 2 (104 mph)Category 2
1932Unnamed 1932 stormSep 1566 miTropical storm (58 mph)Category 1
1929Unnamed 1929 stormOct 113 miCategory 1 (81 mph)Category 4
1928Unnamed 1928 stormAug 1458 miTropical storm (45 mph)Category 1
1926Unnamed 1926 stormSep 2043 miCategory 3 (124 mph)Category 4
1924Unnamed 1924 stormSep 1552 miCategory 1 (86 mph)Category 1
1919Unnamed 1919 stormJul 460 miTropical storm (63 mph)Tropical storm
1917Unnamed 1917 stormSep 2935 miCategory 2 (102 mph)Category 4
1915Unnamed 1915 stormSep 433 miCategory 1 (81 mph)Category 2
1914Unnamed 1914 stormSep 1841 miTropical storm (40 mph)Tropical storm
1911Unnamed 1911 stormAug 1160 miCategory 1 (81 mph)Category 1
1907Unnamed 1907 stormSep 2817 miTropical storm (52 mph)Tropical storm
1907Unnamed 1907 stormJun 282 miTropical storm (58 mph)Tropical storm
1906Unnamed 1906 stormJun 1220 miTropical storm (51 mph)Tropical storm
1904Unnamed 1904 stormNov 326 miTropical storm (39 mph)Tropical storm
1903Unnamed 1903 stormSep 1415 miCategory 1 (92 mph)Category 1
1902Unnamed 1902 stormOct 1074 miTropical storm (51 mph)Category 2
1901Unnamed 1901 stormSep 1736 miTropical storm (55 mph)Category 1
1899Unnamed 1899 stormAug 243 miTropical storm (64 mph)Category 2
1898Unnamed 1898 stormAug 313 miTropical storm (63 mph)Category 1
1896Unnamed 1896 stormJul 732 miCategory 2 (97 mph)Category 2
1894Unnamed 1894 stormOct 918 miCategory 3 (121 mph)Category 3
1889Unnamed 1889 stormSep 2367 miTropical storm (61 mph)Category 2
1887Unnamed 1887 stormJul 2740 miCategory 1 (84 mph)Category 2
1886Unnamed 1886 stormJun 3058 miCategory 2 (98 mph)Category 2
1885Unnamed 1885 stormSep 2867 miTropical storm (46 mph)Category 1
1885Unnamed 1885 stormSep 2123 miTropical storm (58 mph)Category 1
1885Unnamed 1885 stormAug 3015 miTropical storm (58 mph)Tropical storm
1882Unnamed 1882 stormSep 1045 miCategory 3 (113 mph)Category 3
1880Unnamed 1880 stormAug 315 miTropical storm (69 mph)Category 2
1879Unnamed 1879 stormOct 1634 miTropical storm (58 mph)Tropical storm
1878Unnamed 1878 stormOct 1038 miTropical storm (58 mph)Category 1
1877Unnamed 1877 stormOct 332 miCategory 3 (115 mph)Category 3
1877Unnamed 1877 stormSep 1922 miTropical storm (71 mph)Category 1
1875Unnamed 1875 stormSep 2716 miTropical storm (58 mph)Tropical storm
1871Unnamed 1871 stormOct 567 miTropical storm (69 mph)Category 1
1868Unnamed 1868 stormOct 432 miTropical storm (69 mph)Category 1
1867Unnamed 1867 stormOct 559 miCategory 1 (92 mph)Category 2
1856Unnamed 1856 stormAug 314 miCategory 2 (104 mph)Category 3
1851Unnamed 1851 stormAug 2318 miCategory 3 (115 mph)Category 3

Strength is the sustained wind on the track at the closest point, which is not the wind felt in Inlet Beach: a hurricane's worst winds sit within a few dozen miles of its centre, and inland cities are usually past that.

Tornadoes within 25 miles of Inlet Beach

By decade

  • 2020s29(1 EF3+)
  • 2010s7
  • 2000s13
  • 1990s14
  • 1980s23
  • 1970s10
  • 1960s6(1 EF3+)
  • 1950s6
Strongest tornadoes near Inlet Beach, Florida
DateRatingDistancePathKilled / injured
Dec 10, 1967F324 mi7.1 mi1 / 50
Jan 9, 2024EF314 mi5.2 mi0 / 0
Jan 12, 1975F216 mi168.5 mi1 / 33
Jan 9, 2024EF222 mi0.88 mi0 / 0
Jan 9, 2024EF218 mi12.89 mi0 / 2
Jan 22, 2023EF224 mi0.78 mi0 / 0
Mar 18, 2022EF215 mi1.64 mi0 / 0
Apr 10, 2021EF22 mi0.45 mi0 / 0
Jan 2, 1999F210 mi3.8 mi0 / 7
Sep 15, 1960F222 mi0.5 mi0 / 0
Apr 3, 1960F214 mi0.1 mi0 / 0
Feb 18, 1960F28 mi7.6 mi0 / 0

The strongest 12 of 108, by rating and then by deaths. Ratings before February 2007 are on the original Fujita scale.

Hail in Inlet Beach

The Storm Prediction Center has 4 hail reports within 10 miles of Inlet Beach since 1972. Of these, 2 were 1 inch across or larger, and none reached 2 inches. The largest, 1.75 inches (golf ball size), fell on May 8, 1972. The most recent report is from April 27, 2023.

Source: NOAA Storm Prediction Center severe weather reports, data through 2025.

Weather by month in Inlet Beach

The nearest NOAA station with 1991–2020 climate normals is Panama City 5N, FL, 17 miles east of Inlet Beach at 5 feet. July is the warmest, with an average high of 91°F and low of 75°F; January is the coolest, at 64°F and 43°F. July and August are the wettest at 7.4 inches of precipitation on average and May the driest at 3.3 inches; the year adds up to 61.3 inches over 77 days with at least a tenth of an inch. June to November, the hurricane season months, bring 57% of the year's precipitation (34.8 of 61.3 inches); the other six months are drier. September has brought the most of the 72 tropical systems that passed within 75 miles (24); a normal September there has highs of 89°F and 7.0 inches of precipitation. Highs reach 90°F on about 67 days a year, almost all from May to October. Lows fall below freezing on about 16 nights a year. That 61.3 inches is more than at 98 of the 125 Florida stations used on this site (78%). Santa Rosa Beach, 16 miles northwest, has its own station (Destin Fort Walton Airport, FL): 55.4 inches a year, 5.9 less than here, and the same July average high, 91°F.

Water temperature at the NOAA tide station Panama City Beach, FL, 5 miles southeast, averaged 87°F in August and 60°F in January over 2021–2025. It averaged 80°F or warmer from June to September. Sea level at the Panama City Beach tide gauge, 5 miles from Inlet Beach, has risen 1.91 ± 0.15 inches per decade from 1989 to 2025, NOAA's linear trend; at that pace it is 19.1 inches in a hundred years. That is faster than at 116 of the 144 U.S. gauges with a NOAA trend.

Monthly climate normals 1991–2020 at Panama City 5N, FL
MonthHigh °FLow °FPrecip. inDays ≥ 0.1"Water °F
Jan64434.8760
Feb67465.0662
Mar73525.0667
Apr79584.1571
May85663.3478
Jun89735.8983
Jul91757.4985
Aug91757.41187
Sep89717.0784
Oct82613.5478
Nov73503.7471
Dec67454.3664
Year795961.37774

Averages for 1991–2020 at Panama City 5N, FL (5 ft), from NOAA NCEI U.S. Climate Normals; water temperature: average of hourly readings 2021–2025 at the NOAA tide station Panama City Beach, FL, from NOAA Tides & Currents. Normals describe the station; the farther a place is from it, and the bigger the difference in height, the more its weather can differ.

Florida weather by month, station by station →

Floods, thunderstorm wind and lightning near Inlet Beach

Since 1996, the National Weather Service has logged 81 flood, rain, thunderstorm wind and lightning events that began within 10 miles of Inlet Beach: 36 thunderstorm wind reports, 28 flash floods, 9 floods and 8 lightning strikes. They killed 0 people and injured 1, and the NWS estimated $13.0 million in property and crop damage. The strongest thunderstorm gust on record here was 75 mph, on February 15, 2021. September has had the most flash floods, 8 of 28. Of the 277 Florida cities on this site with a flash flood on record, 251 have had fewer than Inlet Beach.

  • July 3, 2007: lightning strike 10 miles from the centre of Inlet Beach — 1 injured.

  • May 2, 2014: flood 3 miles from the centre of Inlet Beach — $5.0 million damage.

    NWS: “Heavy rain from the previous week breached the levee in the Intracoastal Waterway at the Bay-Walton county line, shutting down barge traffic. This resulted in a local gas shortage for Panama City as none of the barges could deliver gasoline to the local market.”

  • April 30, 2014: flood 10 miles from the centre of Inlet Beach — $2.2 million damage.

    NWS: “Major flooding occurred across Washington county at the end of the month due to a combination of very heavy rainfall and already saturated conditions. Many roads in the county sustained damage with damage estimated at $2,155,731.”

Source: NOAA NCEI Storm Events Database, events whose starting point is on record, 1996 to June 30, 2026. Damage is the NWS estimate in the dollars of the year, not insured losses, and NWS notes that some reports are unverified.

Flood insurance claims, disaster declarations and FEMA risk ratings

Flood insurance policyholders in Inlet Beach's ZIP code 32461 have filed 82 claims with the National Flood Insurance Program since 1988, and were paid $800,000 for buildings and contents, in the dollars of each year. The most came from Hurricane Opal in 1995: 25 claims (30% of all) and $240,000, then Hurricane Ivan in 2004 with 13 and Hurricane Dennis in 2005 with 11. 80% of the claims carry the name of a storm or flood event; the rest have no event name. Of the 340 Florida cities on this site with 10 or more claims, 98 have fewer than Inlet Beach.

Flood insurance claims in Inlet Beach by named event
EventClaimsPaid
Hurricane Opal199525$240,000
Hurricane Ivan200413$93,000
Hurricane Dennis200511$414,000

Bay County, which includes Inlet Beach, has been named in 50 federal disaster or emergency declarations since 1975, 31 of them major disasters (by incident: 26 hurricanes, 8 severe storms, 5 fires, 5 tropical storms). The latest major disaster declaration was Hurricane Helene, on September 28, 2024. FEMA's National Risk Index gives Bay County a Relatively Moderate rating for natural hazard risk overall; by hazard: Very High for hurricanes and lightning; Relatively High for tornadoes; Relatively Moderate for inland flooding, coastal flooding, strong wind and heat waves; Very Low for hail. It models the county's expected loss from all 18 hazards it covers at $157.9 million a year, the 19th highest of 67 Florida counties; of the hazards above, the largest share, $117.8 million (75%), is from hurricanes.

Claims: FEMA, OpenFEMA Dataset FIMA NFIP Redacted Claims – v3, summed over ZIP codes; payments in the dollars of each year, not adjusted for inflation. Declarations: Disaster Declarations Summaries – v2, by county. Retrieved October 25, 2026. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Risk ratings: FEMA, National Risk Index county table, December 2025 (v1.20), retrieved October 26, 2026; ratings compare counties nationwide, are meant for planning and are no substitute for a local risk assessment. This product uses the Federal Emergency Management Agency's National Risk Index dataset API or downloadable datasets but is not endorsed by FEMA. The Federal Government or FEMA cannot vouch for the data or analyses derived from these data after the data have been retrieved from the Agency's website(s).

Inlet Beach in the notable storm records: Hurricane Michael (2018)

What counts as a pass, the distances and the sources: how this storm history is built.

Cities near Inlet Beach